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If You're In An Accident, Fault-Based Rules Apply

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Published: October 2, 2007

What has changed now that no-fault insurance is now on the agenda for the special Legislative session that begins Wednesday?

Nothing changes immediately. The state law requiring no-fault auto insurance expired Monday.

What has changed now that Florida's no-fault law has expired?

Accidents will be handled under a fault-based system. Police and the courts will determine which party in an accident is at fault before insurance benefits are paid.

What's the best strategy for dealing with the changing insurance picture?

Call your auto insurer and discuss current coverage. Some insurers are contacting policyholders and allowing them to eliminate the personal injury protection, which could result in a premium reduction. Be careful to find out whether you now have sufficient coverage to protect yourself and your assets in the event of an accident.

Where can you get additional information?

See a Web site operated by state Chief Financial Officer Alex Sink's office, myfloridacfo.com.

Ted Jackovics

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