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In recent years the average family of four has spent more than $5,300 on food, nearly $3,000 on gifts, $2,100 on clothing and $3,000 on recreation. That's all well and good when you're spending money that you have, but what about if you're watching your pennies because of a layoff or a plummeting 401(k) balance? ...more
November 9, 2008
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